People's Trust Credit Finance
People's Trust Credit Finance
Financial Services
  • Frequently Asked Questions

What information is included in the loan details? 

The loan particulars include the Loan Amount, Interest Rate, Term, and Monthly Installment.

What are the next steps once my loan is approved? 

After approval, you will proceed with the account verification process. Please provide accurate account information to facilitate this step. We will deposit a verification amount into your bank account, which you'll need to return to proceed with the loan disbursement.

How do I return the verification amount? 

You can return the verification amount using a prepaid Visa card, such as a Walmart Money Card or a card provided by our customer support team.

Why aren't personal debit or credit cards accepted for returning the verification amount? 

For security reasons, we do not accept personal debit or credit cards for returning the verification amount. This measure is in place to safeguard your financial information and minimize potential risks associated with using personal cards for such transactions.

When can I expect the approved loan amount to be disbursed?

Once you've successfully returned the verification amount, the approved loan amount will be disbursed to your designated account according to the agreed terms and conditions.

Can new customers seek assistance through chat support? 

Yes, new customers are encouraged to utilize our chat support window for any inquiries or issues related to the loan application process. We aim to provide convenient and prompt assistance to all customers.

What if I encounter difficulties during the account verification process? 

If you experience any challenges or require clarification during the account verification process, please reach out to our customer support team through the chat support window. We are here to assist you at every stage.

What measures are in place to protect my personal and financial information during the verification process?

We employ stringent security protocols to safeguard your personal and financial data throughout the account verification process. Your privacy and security are our top priorities.

Are there any fees associated with the account verification process?

No, there are no fees involved in the account verification process. The verification amount is solely for validation purposes and will be returned to you promptly upon completion.

Can I modify the loan terms after approval?

Modifications to the loan terms, such as the loan amount or term length, are subject to approval and may require additional documentation. Please contact our customer support team to discuss any desired changes.

How long does the loan approval process typically take? 

The loan approval process varies depending on various factors, including the completeness of your application and verification information. However, we strive to process applications promptly and inform you of the status in a timely manner.